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loanDepot (LDI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended June 2025, loanDepot (LDI - Free Report) reported revenue of $282.54 million, up 6.5% over the same period last year. EPS came in at -$0.09, compared to -$0.05 in the year-ago quarter.

The reported revenue represents a surprise of -11.46% over the Zacks Consensus Estimate of $319.1 million. With the consensus EPS estimate being -$0.02, the EPS surprise was -350%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how loanDepot performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Revenues- Net interest income: $1.65 million compared to the $3.25 million average estimate based on two analysts. The reported number represents a change of -361.3% year over year.
  • Revenues- Other income: $15.31 million versus $23.65 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a 0% change.
  • Revenues- Servicing fee income: $108.21 million compared to the $111.6 million average estimate based on two analysts. The reported number represents a change of -13.5% year over year.
  • Revenues- Change in fair value of servicing rights, net: $-52.38 million versus the two-analyst average estimate of $-39.05 million. The reported number represents a year-over-year change of -13.8%.

View all Key Company Metrics for loanDepot here>>>

Shares of loanDepot have returned +23.7% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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